Significant Change for Arkansas Home Inspectors regarding insurance

Effective August 4, 2025, all licensed home inspectors in Arkansas must comply with a new insurance requirement. In addition to carrying $100,000 in general liability insurance, inspectors are now also required to maintain $100,000 in Errors and Omissions (E&O)—also known as professional liability—insurance.

This change stems from Arkansas House Bill 1625, which was passed to ensure that inspectors have the appropriate protection if issues arise during or after an inspection.

What Does This Mean for You?

If you're a licensed home inspector in Arkansas, you now need to carry two types of insurance:

• General Liability Insurance (still required)
• Errors and Omissions (E&O) Insurance (new requirement)

If you don’t currently have E&O coverage, it's essential to act quickly to remain in compliance with the new state regulation.

How ASHI and InspectorPro Can Help

We understand that insurance can be overwhelming—but ASHI and InspectorPro Insurance make it easier.

Through the ASHI Advantage Program, inspectors can access both general liability and E&O coverage in a single, convenient policy that’s designed specifically for the home inspection profession.

Why Inspectors Prefer This Coverage:

• One policy that includes both required coverages
• Tailored for home inspectors
• Simple to apply for and manage

Pro Tip: If you're already an ASHI member, you can take advantage of this benefit right away.
Not a member yet? Now is a great time to join and stay ahead of regulatory changes.

Learn More and Get Started

• Learn more about InspectorPro with the ASHI Advantage
• Become an ASHI Member

Want to Read the New Bill?

Please click on this House Bill 1625:

Questions? We’re Here to Help

If you're unsure where to begin or have questions about your coverage, reach out today.
ASHI is here to support you and your inspection business.