Why insure with InspectorPro? Because we give our insureds with more than other providers. Here are our top five benefits:
1. First-Rate Risk Management
Stop worrying about how you might get a claim and start doing things to prevent them. Our risk management team publishes new material twice a month so that you stay informed about your industry and get impactful insights into your insurance policy. We interview professional claims handlers, Ivy League professors, inspection school owners, and fellow home inspectors to give you exclusive information. Subscribe to our newsletter below to send cutting-edge content straight to your inbox.
2. Premier Pre-Claims Assistance
Potential claims keeping you awake at night? Why worry when your policy comes with pre-claims assistance? With pre-claims assistance, you get free help responding to unhappy clients so they’re less likely to make a claim against your business. Our risk management team prevents 85% of complaints from turning into claims. And even if you’re in that 15% that has a claim after all, you benefit from immediate defense
council that increases the likelihood of a quicker and cheaper resolution. Plus, we’ll give you 50% off your deductible for using our pre-claims service first. That’s what we call a win-win.
3. Diminishing Simple Deductible
Don’t get tricked into paying more for claims when you don’t have to. With InspectorPro’s simple deductible, you don’t pay until your claim closes. That means you get all the defense before you pay out. And if closing the claim costs less than your simple deductible, you pay that lesser amount. As if not having claims isn’t enough, we reward our insureds for each consecutive year of no claims with us by “diminishing” or decreasing their deductible up to 50%.
4. Quality Customer Service
Just because you’re a niche industry doesn’t mean you have to rely on a one-man show. We’re a team of 15 licensed insurance brokers—five times the staff size of competing brokerages—and we work exclusively with home inspectors so we can give you the time and specialization you deserve. We work with multiple carriers so that we can match your business with the right coverage. And we perform the majority of our underwriting in-house, which allows us to send quotes, adjust coverage, and create certificates in 24 business hours or less. Best of all, our staffing size makes it possible for someone to be there to answer your calls and emails quickly and efficiently.
5. Separate E&O and GL Limits
We know that the main reason you’re buying home inspection insurance is to protect your business and your clients, so we don’t cut corners. Rather than giving you just one dollar amount for claims coverage each year, we give you two: one for E&O and one for GL claims, because we know you need both. That gives you more protection for your worst-case scenarios and more autonomy in case you’re more concerned about one type of coverage than the other.
Don’t settle for insurance coverage that doesn’t meet your needs. Your business deserves the same safeguard you give your clients. Let us protect while you inspect.
Target has been serving the insurance needs of home inspectors across the U.S. for over 22 years, giving us an exceptional understanding of your business and your insurance needs. We can confidently say we offer you a genuine value for your insurance dollar. For example, as a Target customer and an ASHI member, you'll automatically receive a 15% premium discount (the highest discount available today).
Plus, you’ll find that Target offers extensive coverage options that allow you to design your own policy.
Every policy includes special, no-cost features such as Identity Theft Recovery Coverage.
Firms of all sizes are eligible to apply for coverage, including solo inspectors, start-up companies, and firms with multiple inspectors in any number of locations. It’s important to note that Target is happy to work with your insurance agent, or we can work directly with you. Also noteworthy, our insurance company partner is rated A+ (Superior) so you can be confident about their financial stability and their ability to pay claims.
For much more information including applications, please visit us at www.TargetProIns.com. We’re happy to offer you a no-obligation premium estimate, or a firm quote when you submit a full application. You’re also welcome to contact Target directly and let us know how we can help. Call or email:
Thank you for considering Target Professional Programs. We look forward to serving your insurance needs!
Visit our new website at www.TargetProIns.com
Allen Insurance Group
Fort Valley, GA
BNK Insurance is a managing general agency that specializes in professional liability (E&O) insurance for niche industries throughout the United States. BNK was founded with one idea: combine relationships with technology to deliver top notch insurance programs to market. We achieved this by investing in the latest system infrastructures and focusing on serving our agents, never forgetting that success is accomplished by building and maintaining strong personal relationships-not just systems.
BNK’s executive leadership team brings almost 30 years experience with Retail, MGA, Underwriting and Claims background. Our goal is to deliver specialty insurance programs by combining cutting edge technology with old fashioned customer service.
One out of every seven professional service firms will be sued this year.
Professionals of all stripes make mistakes. People forget. People miss design flaws. People overlook a deal-breaking detail in proposals or contracts. That’s why professional liability insurance (E&O) was developed. As our society has become more litigious, the need for businesses to protect themselves from potential lawsuits has increased exponentially. According to Towers Perrin, $160 billion is spent annually on commercial torts.
Business Risk Partners protects professional classes from all manner of legal peril like insurance agents, real estate agents and property services, architects and engineers, technology firms, home inspectors as well as offering a Miscellaneous Professional Liability Program for another 150 classes of professional services Our underwriters create comprehensive coverage to protect against exposure to the risk inherent in doing business. We’re specialists in E&O insurance. We make sure your E&O policies are buttoned up before they’re issued. People say they appreciate our proprietary technology designed to secure self-managed accounts and our quick, responsive service. Our relationships with leading global specialty carriers provide us with access to protection regardless of a particular company’s size or complexity of exposure.
Lisa Doherty and Linda Boborodea, sisters and business partners, founded Business Risk Partners (BRP) together 17 years ago. For years, the two had talked about starting a business together that would meld their business acumen — Lisa’s from years working in specialty commercial insurance for top-named companies, Linda’s with major financial institutions. In the late nineties an opportunity presented itself when Lisa spotted a largely underserved area in the specialty commercial liability insurance market. Small and medium-sized service businesses needed an obscure but increasingly critical — in many cases mandatory — insurance product called E&O (also known as professional liability insurance.) In 2000, they launched BRP to meet the growing E&O need.
“My first business card read: Business Risk Partners — Insurance Geek, because it’s more accurate than CEO or underwriter,” says Lisa, adding “The hairier, the messier, the more complex the exposure, the more we want to tackle it and find a solution.” Fast-forward 15 years. They’ve underwritten and administered E&O policies for hundreds of professions nationally. They’ve partnered with the best specialty carriers in the business. They’ve branched out into other types of specialty commercial liability insurance, including management liability products — Directors and Officers, Employment Practices , Fiduciary Liability, Crime and Excess ― as well as Data Breach/Privacy coverage and hybridized solutions. And while BRP initially focused on businesses with up to $50 million in revenues, today, as a specialty insurance underwriter and program administrator it writes policies for companies of all sizes.
BRP’s underwriting specialists are often complimented on their ability to turn complicated risks around in 24 hours. Proprietary technology enables real time quote, bind, issue and servicing, and is seen by many as one of the best in the business. They’ve also created a company culture that’s committed, creative and fun.
While there are few women in the insurance industry running companies, much less launching them, being trailblazers has come naturally to Lisa and Linda. “Doing right by our clients, partners and employees is the foundation of our success.”
BUSINESS RISK PARTNERS
Complete Applicance Protection
EliteInspectInsure by EliteMGA, LLC
**up to 15% discounts for ASHI members**